About Unnati

Unnati, an initiative of Tractors and Farm Equipment Limited. Unnati offers convenience and choice of seeking Tractor Loans for TAFE and TMTL tractors from various banks. Loan applicants can view Loan offers, apply and track status of their loan application. Unnati an easy-to-use online platform provided to TAFE & TMTL Dealers to offer customers end to end tractor finance related services. This includes finding the right finance partner , choosing the best loan option for customers TAFE/TMTL tractor, completing related formalities, and disbursal of loan online as the platform acts as a facilitator between the financier ,Dealer and the customer. Unnati makes the entire loan process simple and hassle-free. Whether you are looking for the best finance deals when buying a new TAFE/TMTL tractor or customised loan offers; you will find everything you need at Unnati.


This online platform provides a wide range of loan offers based on customer needs, giving the choice of selecting a suitable down payment and loan tenure for the customer. What’s more, these loan offers are applicable on the entire Massey Ferguson , TAFE and TMTL tractors line-up. Unnati is associated with a number of financiers from which TAFE and TMTL customers can choose, based on their profiles. With a wide range of Unnati schemes available, Dealers can let the customer opt for an offer with low down payments, customised loans, and low interest rates with schemes that have been curated exclusively for TAFE & TMTL customers. Under these schemes, you can not only avail several tractor loan offers, but also get online tractor loan approvals on all TAFE and TMTL tractors and across the entire network of TAFE and TMTL dealerships. Right from providing customised loan based on customer needs, Unnati will assist Dealers and customers throughout Loan journey. With Unnati,Tractor Loans are made easy. Contact authorised TAFE & TMTL Dealers for Unnati related services.

FAQ

Unnati is a digital platform. In this, one can get all the support and information related to their new Tractor Loan Online. Unnati is an exclusive program for farmers interested in TAFE tractors currently operating in few Dealership locations.

With Unnati our Customers get:
- power of choice - to choose the best loan offer for your need - Power of speed - paperless kyc process within minutes - know your loan eligibility for free

Step 1: Share your ID documents with the TAFE representative at the Dealership ( Aadhar/PAN/voter/Driving License).
Step 2: Share your loan requirements details.
Step 3: Share OTP received on your registered mobile number to check your credit score.
Step 4: Receive Instant pre-approved offers from multiple banks and choose the best offer suitable for you.
Step 5: The chosen Financier will reach out for verification.
Step 6:Get all the Loan related status (sanction, disbursed) updated in your registered mobile no.

'Pre Approved Loan Offer'is the basic offer that you get from our partnered financiers. This is for comparative purpose only, so that you can compare between different bank offers. We will help you use this as a tool to negotiate with the banks and get even better rates! Please note that, the offer rates on pre-approved offer will be improve once we complete your physical financier verification.

With Unnati Yojana,, you can get all the loan related support and information immediately . If you are planning to buy a tractor this month or two months later, you can atleast check the “Pre-approved offers “ for you.

For getting the pre-approved offers, we will need 2 KYC and some basic details regarding your income and land. We will also share an OTP to your number as per Govt. regulations to process your information in a safe and secure manner.

You will be able to see pre-approved loan offers instantly after providing these information .This will help you in choosing the best offer for you . You have the power of choice not only in selecting a tractor but also for selecting the loans , in your hands!

Currently 5 banks are part of Unnati system:
  • Adani
  • Cholamandalam finance
  • HDB
  • ICICI
  • TVS credit
We are working in adding additional banks soon.

Unnati yojana will share the best offers from our partner financiers within minutes. All you have to do is to share your document, loan requirements & OTP.

The 'Pre Approved Loan Offer' is delivered directly from the bank, TAFE only helps provide easy access to best offers available for you in a 100% transparent manner.

'Pre Approved Loan Offer' will be only indicative rate provided by the financier. The dealer & TAFE loan sathi may be able to provide better rates after negotiating with the financier based on your profile.

No, Unnati yojana is a completely free service provided exclusively for our TAFE customers

We require any 2 of:
  • Aadhar card
  • PAN card
  • Voter ID
  • Driving licence
In case of joint loans, KYC details of the co borrowers are also required.

Get in touch

Contact Infomation

Unnati, an initiative of Tractors and Farm Equipment Limited 77, Nungambakkam High Road, Nungambakkam Chennai - 600 034

044 6691 9180

corporate@unnatirf.com